Health insurance premiums in the northern emirates start as low as Dh350 per person, nearly half the cost of plans in Dubai and Abu Dhabi, according to industry experts.
Starting January 1, 2025, health insurance will become mandatory across the UAE. With the rollout approaching, demand for health insurance has surged in the northern emirates, particularly due to the comparatively lower premiums offered in these areas.
In Dubai and Abu Dhabi, prices range from Dh650 to Dh900, respectively. This substantial difference in cost is drawing increased interest as companies and sponsors prepare to meet the new requirement.
It is already mandatory for firms to provide health insurance to employees in Abu Dhabi and Dubai; companies and sponsors in the northern regions will also have to obtain health insurance from next year.
Industry insiders say that insurers prefer using existing plans from Dubai as a baseline for the northern regions. The level of coverage offered to the residents in these areas is very similar to that of Dubai. These plans generally include essential health benefits like inpatient, outpatient, maternity, and emergency services, with optional add-ons for more comprehensive needs.